CUB3PAY Services HUB

CUB3 solution is a mobile wallet platform which is backboned by a strong EMV compliant tokenization server. CUB3 server is able to generate tokens accordingly to major international payment schemes (VISA, MASTERCARD, AMEX, ...). CUB3 has been created and thought as a turnkey product in order to support any mobile payment solution in Android and iOS environment.  As an option, CUB3 could also aggregate loyalty and couponing programs.

CUB3 implementation has been done to support VISA Paywave and Mastercard Paypass last specifications. The tokenization process is also fully compliant with VISA and MASTERCARD HCE specifications. CUB3 is a powerful and seamless mobile payment platform which does not require to upgrade or modify the existing and deployed set of POS. By connecting your banking authorization server to the CUB3, you jump into mobile payment in a smooth and secure way.

Architecture of the CUB3PAY platform

The platform is a full in-house developed platform, featuring the different modules schematized here below :


CUB3PAY Digital Enablement Solution

Supported by the Visa Digital Enablement SDK providing unparalleled features:

1.       Tokenization Support: The SDK facilitates the tokenization process, allowing the replacement of sensitive payment card information with a unique digital identifier (token). This enhances security by preventing the exposure of actual card details during transactions.

2.     Device-Agnostic Integration: The SDK supports integration with various devices and platforms, including mobile devices, wearables, and other digital channels. This enables creation of a seamless payment experience across multiple devices

3.     Secure Element and Host Card Emulation (HCE) Support: The SDK provides support for both Secure Element (SE) and Host Card Emulation (HCE) technologies. SE involves storing payment credentials in a secure hardware component, while HCE allows for cloud-based storage of credentials.

4.     Authentication and Authorization: The SDK includes features for user authentication and authorization, ensuring that only authorized users can access and make transactions using the digital payment capabilities.

5.     Compliance and Security: Visa places a strong emphasis on security and compliance. The SDK includes features and guidelines meeting the industry standards and security best practices to protect user data and transactions.