Mobile Present & Secure Payments

Cub3Pay's mission is to contribute, by embedding tokenized solutions in all payment flows, to the secure digital transformation of the payment industry

Digital Commerce Trends

We are seeing an unprecedented shift in consumer spending habits. One in five global transactions are now “digital”, with online commerce growing at over six times the rate of in-store sales. But this rapid growth is introducing new challenges. Fraud is rising!


Network tokenization is the main technologies that online merchants are bringing for the right balance between high security and a frictionless buying experience.

CUB3 portfolio for Issuers & Merchants



- Issuer-TSP / DASP
- Full TSP with propietary Vault
- mobile SDK (multi-schemes)

TR/TSP (Token Requestor)
- CoF (Card-on File)

- Dynamic CVV/CVC

- White-Label mobile APP

- Payment Button (InAPP, Web)     + Browsers extensions
- SRC (Secure Remote Commerce)

- mPOS / CPOC + QR
- P2P solutions (NFC, QR)

Partnership with CUB3

Card tokenization and SRC (Click-to-pay) are part of CUB3 focus. We have built a pre-certified platform for those issuers and merchants who want to enable digital payments in a simplified and secure manner. All is provided through single interfaces for integration which simplifies the complexity and reduces workload for the Financial Institutions, PSP's, merchants and FinTech's.

The product comes bundled with knowledge and guidance of our team, giving a short, easy and low-risk path to digital payments.